Director, Credit - New Business
Gemma is responsible for underwriting and credit management of loans through to completion. Gemma previously spent 13 years with Kaupthing, Singer & Friedlander Ltd. She progressed through retail banking, trade finance, commercial lending, and property lending before being promoted to Assistant Director – Loan Restructuring/Recoveries in 2008 when the bank entered administration. Gemma played a lead role in the recovery of property related facilities to maximise recovery of the Bank’s Creditors. She asset managed a mixed commercial and residential portfolio worth c.£130m today leading to a recovery to the bank in under 3 years. Prior to this Gemma successfully managed a portfolio of 30 key clients; originating deals, accurately assessing Credit Risk and conducting full strategic analysis to Credit Committee. Gemma is a qualified British Expedition Leader; and has successfully led 2 expeditions to Peru and Kenya. She is also a Flying Officer – Air Training Corps where she has gained the Queen’s Commission in the RAF Volunteer Training Reserve.
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