We are a principal lender of Bridge, Senior and Stretch-Senior Debt for real estate development projects. We lend on a broad range of new build and refurbishment projects including residential, mixed use, student accommodation, retirement living and PRS schemes.

Our finance costs allow for the purchase of a site, construction costs, professional fees and interest. Our minimum loan size is £10m. There is no maximum loan size. Projects should generally fall within a 4 year term or less, though for larger phased schemes there is no term restriction.

Whilst we prefer schemes with full planning permission, we will lend on schemes requiring enhancements to existing consents.

We provide finance nationwide and partner with developers with established track records. We pride ourselves on helping Small and Medium size developers, who we believe are key to solving the UK’s housing shortage.

We have extensive in-house development expertise which we use to appraise and structure all aspects of a finance proposal, adding value as a partner, not just a lender.