Urban Exposure was established in 2002, evolved into an award-winning, specialist residential development finance provider since 2010, and listed on the London Stock Exchanges’ AIM market in 2018.

We focus on the provision of development finance loans across the UK to experienced SME residential developers with a proven track record. We provide funding for residential, mixed use, student accommodation, retirement living and build-to-rent/PRS schemes. We use our in-house development and lending expertise in all phases of the funding process including origination, underwriting, loan servicing and construction monitoring. In addition, we provide comprehensive asset management services to third party institutions.

Our lending strategy aligns with government initiatives to increase housing supply, particularly in the mainstream segments of the market where the end units are targeting domestic, often first-time buyers. We are also committed to increasing the availability of finance to smaller developers who we believe can significantly contribute to addressing the UK’s housing shortage. We actively engage in public policy work and consultation as a non-bank lender, in order proactively to devise meaningful solutions to increasing housing supply. Read some of our policy proposals here: London Plan Housing Manifesto, West Midlands Housing Manifesto.

See our product range here and some examples of projects we have funded here.